Protecting against fraud
Keeping your super account safe is our priority. And there are things you can do secure your account, too.
Download the ART mobile app
It's easier than ever to manage your super with our mobile app, now with a fresh new look. Download now!
Our 2.4 million members (and their super monsters) come first
Awaken your super with an award-winning fund
Canstar's given us 5 stars for outstanding value super and retirement products. And we’re rated #1 for customer satisfaction according to Finder.1
9.40% p.a. returns over 10 years
to 30 June 2025
Is your super working hard enough? We've outperformed the industry median over 1, 3, 5, 7, and 10 years.2
Focused on lower fees
Our admin fee is $1.20 per week + 0.10% p.a. and 0.05% p.a. from general reserves (not your account).
Become a member today
With over a century of experience,3 why not join a super fund that works for you, not shareholders.
Support when it matters most
Awaken your superannuation, with the right tools and advice for you.
Deals and discounts
Start saving money now with our Member Rewards on brands across Australia.
Mobile app
Life’s easier with the Australian Retirement Trust app. Check your balance, switch investments, and more.
Financial advice
Making a plan with professional help now can make a big difference to your financial future.
Manage your super
Log in to your account to check your transactions and make extra contributions.
Plan a better future
Plan, manage and grow your super balance with the help of our tools and calculators. They're easy to use.
Need more help
Live chat with us online. Available 8:00am–7:30pm AEST Monday to Friday.
Latest superannuation news
Make binding death benefit nominations online
From late October 2025, members will be able to manage beneficiaries online.
Most Aussies don't know the super guarantee rate
New data shows 81% of Australians don't know the super guarantee (SG) rate.
New podcast episodes
Your guide to superannuation, retirement planning, and investing, from those in the know.
Join a super fund you can trust
Awaken your super today. You'll be joining over 2.4 million members (and their monsters) who trust us to manage their super savings.