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Advice for every stage of life

We can help you choose the type of advice you need. Or explore at your own pace with our calculators and tools.

Get the retirement you want

It's never too early or too late to plan your retirement. We're here to help you every step of the way.

Our 2.4 million members
(and their super monsters) come first


Awaken your super with an award-winning fund

Canstar's given us 5 stars for outstanding value retirement products. And we’re rated #1 for customer satisfaction according to Finder.1

Our awards

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9.50% p.a. returns over 10 years

to 30 September 2024

Is your super working hard enough? We've outperformed the industry median for our High Growth option over 3, 5, 7, and 10 years.2

Our performance
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Focused on lower fees

Our admin fee is $1.20 per week + 0.10% p.a. and 0.07% p.a. from general reserves (not your account).

Our fees
Become a member today

With over a century of experience,3 why not join a super fund that works for you, not shareholders.

Join us today

Support when it matters most

Awaken your superannuation, with the right tools and advice for you.

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Deals and discounts

Start saving money now with our Member Rewards on brands across Australia.

Claim your rewards
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Mobile app

Life’s easier with the Australian Retirement Trust app. Check your balance, switch investments, and more.

Download the app
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Financial advice

Making a plan with professional help now can make a big difference to your financial future.

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Manage your super

Log in to your account to check your transactions and make extra contributions.

Add to your super
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Plan a better future

Plan, manage and grow your super balance with the help of our tools and calculators. They're easy to use.

Use our calculators
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Need more help

Live chat with us online. Available 7:00am–7:30pm AEST Monday to Friday.

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Latest superannuation news

5 simple retirement financial planning tips

Preparing for retirement might seem hard, but it doesn’t have to be. Use our 5 key retirement financial planning tips to help you.

Learn more

How to start investing your super

Choosing the right investment options for your super can have a big impact on the amount you have to spend in retirement.

Learn more

New podcast episodes

Your guide to superannuation, retirement planning, and investing, from those in the know.

Listen to our podcasts
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Join a super fund you can trust

Awaken your super today. You'll be joining over 2.4 million members (and their monsters) who trust us to manage their super savings.

Join ART

1. Finder Super Funds Satisfaction Awards 2023. Read the Finder awards methodology to learn more. Ratings and awards are only one factor to be taken into account when deciding to invest. Past performance is not a reliable indicator of future performance.

2. Source: SuperRatings Fund Crediting Rate Survey - SR50 - Growth (77-90) Index and Growth (77-90) category, 30 September 2024. Returns are after investment fees and costs, transaction costs and investment taxes, but before administration fees. The High Growth option has identical investments to the High Growth Pool in the Lifecycle Investment Strategy. Individual returns may vary. Past performance is not a reliable indicator of future performance. The High Growth option commenced on 28 February 2022 and adopted the investment strategy of the pre-merger Sunsuper Growth option. To show the returns for the High Growth option, we have used returns for the Sunsuper option up to this date.

3. QSuper was founded in 1913 before merging with Sunsuper on 28 February 2022 to form Australian Retirement Trust.