Product Disclosure Statements (PDS) and Guides
These documents work together to give you important information about your super account.
PDS, Guides and Target Market Determinations (TMDs)
Welcome to your one-stop shop for Australian Retirement Trust and QSuper product details. Use the tabs below to view PDS, Guides and TMDs. And don't forget to check our summary of significant product changes from the past two years, too.
Other PDS, guides and information

Super Savings – Business PDS and guides
Visit Super Savings – Business for the Super Savings Business PDS, guides and other information about Super Savings – Business. For more information on your business plan please visit your employer’s Australian Retirement Trust microsite or contact us.

Super Savings – Corporate PDS and guides
For Super Savings – Corporate PDS, guides, updates and other information visit your employer's Super Savings – Corporate microsite or contact us. This includes Super Savings Ex-IAG & NRMA plans.

PDS updates & Significant events notification
View recent important updates to be read in conjunction with the PDS.
We also provide a summary of significant event and material change notifications issued to members for the past two years.