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Ratings and awards are only one factor for you to think about when deciding to invest.

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For more information about the benefits and risks of opening a Super Savings Accumulation account, and before deciding to acquire the product, please read the Super Savings Product Disclosure Statement for Accumulation Account.

All fields are required, unless indicated otherwise.

Let's start with you

Your best contact details

Where do you live?

Do you have your TFN handy?

There are several advantages to providing your TFN, such as not paying more tax than you need to. If you don’t have your TFN handy now, you can provide it later.

Your insurance

As a new member, you can automatically get Standard insurance cover with us (if you're eligible).

Keep in mind that if you opt out but decide you'd like insurance cover in the future, you'll need to apply. An application will be subject to acceptance by the insurer and satisfactory evidence of your health.

If you don't want this cover, you can opt out by checking the box below.

Do I need cover?

Not sure whether you need insurance cover? Or not sure how insurance through your super works?

Declaration

By clicking Create my account I apply to open a Super Savings Accumulation account and declare that:

  • I have received, read and understood the Super Savings Product Disclosure Statement for Accumulation Account (PDS) which summarises the significant information about the Accumulation account. I understand the other information that forms part of this PDS is contained in the Super Savings Accumulation Guide, Super Savings Investment Guide, Super Savings Insurance Guide and the fees and costs definitions at art.com.au/fee-definitions and the PDS should be read in its entirety.
  • I have read the Personal Information Collection Statement in the Super Savings Accumulation Guide and I understand how Australian Retirement Trust will use my personal information.
  • I acknowledge that the PDS, this application form, and other documents which form part of the PDS detail the interest I will have in Australian Retirement Trust if my application is accepted, and is not a contract between me and the Trustee.
  • I agree to the Trust Deed and governing rules of the Fund, including in relation to the operation of my account.
  • I understand my money will be invested into the Lifecycle Investment Strategy by default, have read the Investment Guide, and understand that I can manage my investment choice online.
  • I understand all the conditions I must meet to be eligible to obtain insurance cover, and have read the Super Savings Insurance Guide.
  • I acknowledge and have read Your duty to take reasonable care not to make a misrepresentation at art.com.au/duty
  • I understand that eligible members have 120 days from joining to add Opt-In Income Protection cover, or apply for White Collar cover without any additional forms and medical information.
  • I understand that I can change or cancel my insurance cover at anytime.
  • I am a citizen or permanent resident of Australia or citizen of New Zealand.
  • To the best of my knowledge, the information I have provided on this form is true and correct.

Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL 228975, trustee of Australian Retirement Trust ABN 60 905 115 063

To save or print your application: press Ctrl + P (on PC) or ⌘ Command + P (on Mac). On mobile, you'll find the print option under your share options.