Join Australian Retirement Trust
Merged fund of Sunsuper and QSuper
2.4 million
members trust us
Total members as at January 2024
9.50% p.a.
strong returns over 10 years.1
Returns for our Super Savings Balanced option (formerly Sunsuper Balanced option).
$1.20
admin weekly fee, plus 0.10% p.a, plus 0.07% p.a.2
Why choose us
Just like Sunsuper, Australian Retirement Trust is open to and inclusive of all Australians, no matter where they live or what industry they work in; and as a super fund that works for members, not shareholders, our members can trust that we’ll always work in their best interests.
Award-winning performance
Australian Retirement Trust’s Balanced option has been awarded the SuperRatings Platinum Performance rating for 20 years in a row. Australian Retirement Trust has adopted the same products, services and investments as Sunsuper. We've proudly held the SuperRatings Platinum Performance rating from 2004 to 2024.3
Investment options that grow with you
Different life stages have different investment needs. With this in mind, in our default Lifecycle Strategy option, we'll invest your super in a balanced mix of assets and gradually move you to lower risk assets as you approach retirement age.
Investments ExplainedKnow we're a members-first fund
We work for members, not shareholders, and are committed to returning profits as better services & lower fees. Helping members make the most of their super and achieve their best retirement outcome.
Mobile app
Contribution notifications
Simple financial advice
At no additional cost
Enjoy discounts and rewards from top brands
You can access exclusive offers and discounts from top Australian brands so you can save on things that matter today.
View more rewardsJoin Australian Retirement Trust today, it only takes 3 minutes
The right choice today could make a big difference to your future.
Join today
For more information about the benefits and risks of opening a Super Savings account, before deciding to acquire or hold the product, please read the Super Savings Product Disclosure Statement for Accumulation account.4
1 SuperRatings Fund Crediting Rate Survey - SR50 - Balanced (60-76) Index, 30 June 2022. Past performance is not a reliable indicator of future performance. The Australian Retirement Trust Super Savings Balanced option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. The Sunsuper Balanced option for Super-savings accounts has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Members invested in the Lifecycle Investment Strategy are invested 100% in the Balanced Pool until age 55.
2 Percentage based fee applies to the first $800,000 of your Super Savings Accumulation account balance only. The 0.07% p.a. is deducted from the Fund’s general reserve (not from your account). Does not include investment fees and costs. Refer to the Super Savings Guide for investment fees and costs applying to each investment option.
3 Australian Retirement Trust has adopted the same products, services and investments as Sunsuper. For ratings and awards information, visit our Ratings & awards page.
4 Australian Retirement Trust's Target Market Determinations are available.