Do you have a Super Savings account?
Before completing any insurance forms, you’ll first need to make sure you’re a Super Savings account holder and have read the Super Savings Insurance Guide.
If you've joined us through your employer, you may have different insurance options through your Super Savings – Corporate or Business plan. Visit Member Online or speak to your employer about your options and the right forms to use.
Not sure what account you have?
You can check in Member Online under 'Account Information'. It's right next to your member number.
If you use the app, you'll find it on the home screen after your balance.
Just joined us? It's easy to boost your cover
Are you new to Australian Retirement Trust with Standard cover? You've got 120 days from when you joined to upgrade your cover with our 'new member' options:
Income Protection cover
You can opt-in to Income Protection cover and get a replacement income of up to your maximum benefit if you can't work due to illness or injury. It kicks in after a 'waiting period' of 90 days, and can last for up to 2 years.
White Collar cover
Work in an office? By opting in to White Collar cover, you could get:
- 50% more Death and Total & Permanent Disability Assist cover at no additional cost.
- Lower premiums, or more cover.
Just joined? Register for online access
Already a member?
You can check and change your level of cover in Member Online. Use the forms below if you've got a Super Savings account. If you're on a Corporate or Business Super Savings plan, check Member Online or speak to your employer to get the right ones.
Increase insurance cover (Life and Age event)
Increase your Death and Total & Permanent Disability Assist cover when your life changes.
Reduce or cancel insurance cover
Reduce or cancel your cover anytime.
Restart your insurance cover
Restart cover that stopped if you didn't get paid super for over 12 months.
Keep your insurance cover
Tell us to keep your cover even if you don't get paid super.
Transfer your insurance cover
Easily move your cover to us from another fund.
Changed jobs? Update your occupational rating
If you tailored your insurance cover and changed jobs, you might be eligible for better insurance rates. Let's make sure you're not paying more than you need to. Use this form to have your occupation re-rated.
Moving between Australian Retirement Trust products?
Switching from a Super Savings Corporate or Business account to a Super Savings Accumulation account? You can take your insurance cover with you.
Just know, you've only got 60 days from when you left your previous job to send us the form to make sure your insurance cover carries over. Please see page 1 about when to use this form.
Need more help?
Insurance calculator
Our insurance calculator can help you find the right cover for you.
Super Savings Insurance Guide
Features, benefits and costs of insurance cover with us.