How much insurance is enough? Life cover, income protection and TPD
4 March 2025
Many of us have life and other insurances through our super, but do you really know what it covers? Could you confidently say you’re protected if the unexpected happened?
In today’s episode we dig into the essentials of insurance in superannuation, and what too many people overlook. You’ll hear real-life stories, expert insights and surprising facts that might make you rethink your cover.
You’ll learn:
- the 3 most common types of superannuation insurance
- the mistake people make with their super cover (and how to fix it)
- why your biggest asset is you
- how to make a claim.
Don’t wait until it’s too late. Hit play now and make sure you and your loved ones are properly protected.
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Credits
Anne Fuchs, Executive General Manager - Advocacy & Impact
Kane Everingham, Team Leader – Education Delivery
April Smith, Education Lead
The opinions and comments shared by people in this podcast are theirs alone, and they’re not necessarily shared by the Trustee. It uses information that’s accurate at the time of publishing.
This is general information only. It’s not based on your personal objectives, financial situation or needs. So, think about those things and read the relevant Product Disclosure Statement and Target Market Determination at art.com.au/pds before you make any decision about our products. And if you’re still not sure, talk with a financial adviser.
We issue this information and all Australian Retirement Trust products. When we say ‘we’, ‘us’, or ‘the Trustee’, we mean Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL 228975), trustee of Australian Retirement Trust (ABN 60 905 115 063) (‘the Fund’ or ‘ART’). Any reference to "QSuper" is a reference to the Government Division of the Fund.
Any advice given is by representatives of ART Financial Advice Pty Ltd (ABN 50 087 154 818, AFSL 227867), wholly owned by the Trustee. As representatives, they may recommend ART products from time to time. So read the relevant Financial Services Guide at art.com.au/fsg to tell you about that advice and how they’re paid.