Long-term performance matters when looking for the best superannuation fund for your retirement plans. You'll also need to compare things like fees, investment options, insurance, and advice.
Let's start with long-term investment returns. Our High Growth option is the best performing super growth option over 10 years (to 30 September 2024). It’s a great result from the SuperRatings Fund Crediting Rate Survey.1
ART High Growth option1
9.50% p.a.
Overall industry median1
8.35% p.a.
Industry median: This is the middle point when comparing super funds using the SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index. These returns are to 30 September 2024.
9.50% p.a.
10-year return
Our High Growth option for Accumulation accounts has returned 9.50% p.a. over 10 years to 30 September 2024.
We've outperformed the industry median for our High Growth option over 3, 5, 7, and 10 years.1
Check our performanceSuper funds have different fees and costs. Higher fees will generally eat into your savings – meaning less money for you to spend when you retire. Looking for lower fees with strong performance can make a big difference to your financial future.
We work for members and we don’t pay shareholders. It means we're focused on lower fees and can give back profits to members as better value products and services.
Check our fees
Our Super Savings accounts have won multiple awards over many years, including the SuperRatings Platinum Performance rating for 20 years in a row.
Awaken your super with a fund that puts members first. Our value for money is one of the reasons why 2.4 million Australians trust us to take care of over $300 billion of their savings.
Returns and fees are important for growing your super. But the top super funds in Australia don't stop there. Make sure you have the support you need.
Getting financial advice about your super can help you plan for your future. Your membership with us includes advice about your account.
See advice options
Do you have the support you need for investing your super? Whether you're a hands-on investor or want to leave it all to us, we give you plenty of options.
Invest your way
Insurance cover through super can help you feel prepared and protected if something happens. We have a range of cover options to choose from.
Get covered
Life's easier when you can check your super on the go. Make changes to your account in our app or Member Online. It's easy and secure.
Download our app
Start saving money on the things you need now. As a member, you'll have access to deals and discounts on fuel, appliances, fashion, and more.
Explore rewards
Has your fund failed APRA's super fund performance test? Or perhaps it isn't meeting your needs? It's simple to switch to us – we're open to all Australians.
If you're not sure who to pick, check how we compare to other funds in Australia. Unleash your super's potential!
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Want to know more? Check these frequently asked questions.
Awards help you know which funds are highly rated within the superannuation industry. Just remember, they're only one thing to think about when choosing a super fund.
MySuper is a default option that all super funds offer. If you haven't picked an investment option, it's the product that your employer will usually pay your super into.
Our MySuper product is called the Super Savings Lifecycle Investment Strategy.
It’s designed to grow your super over the long-term. As you get closer to age 65, it slowly moves to lower-risk investments.
If your super fund performed badly in APRA's yearly performance test, you'll need to decide if you want to switch funds, and which product you want to switch to.
The ATO's YourSuper comparison tool can help get you started.
And the good news? It's easy to change super funds. You can become a member with us online, and it only takes a few minutes.
The top pension funds still focus on performance once you retire and open an Income account.
You should also compare fees, investment options, and advice. And check what products your fund offers to help make your super last.
Our Balanced Risk-Adjusted investment option for Retirement Income accounts aims to grow your money over the long term with a smoother ride along the way.
If you're not with one of the best performing super funds, it may mean less money for your future.
When deciding on a fund, the real key to success for your super lies in strong long-term returns. That's because investment returns go up and down from year to year.
Over 2.4 million Australians trust us with their super. Ready to find out why?
1. Source: SuperRatings Fund Crediting Rate Survey - SR50 - Growth (77-90) Index and Growth (77-90) category, 30 September 2024. Returns are after investment fees and costs, transaction costs and investment taxes, but before administration fees. The High Growth option has identical investments to the High Growth Pool in the Lifecycle Investment Strategy. Individual returns may vary. Past performance is not a reliable indicator of future performance. The High Growth option commenced on 28 February 2022 and adopted the investment strategy of the pre-merger Sunsuper Growth option. To show the returns for the High Growth option, we have used returns for the Sunsuper option up to this date.
