When it comes to deciding on which super fund to go with, the best option is one that fits with your personal retirement goals. Generally speaking, long-term performance matters when looking for the best superannuation fund. You'll also need to compare things like fees, investment options, insurance, and advice.
Our High Growth option is the best performing super growth option over 10 years (to 30 September 2024). It’s a great result from the SuperRatings Fund Crediting Rate Survey.1
ART High Growth option1
9.50% p.a.
Overall industry median1
8.35% p.a.
Industry median: This is the middle point when comparing super funds using the SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index. These returns are to 30 September 2024.
9.50% p.a.
10-year return
Our High Growth option for Accumulation accounts has returned 9.50% p.a. over 10 years to 30 September 2024.
We've outperformed the industry median for our High Growth option over 3, 5, 7, and 10 years.1
Check our performanceSuper funds have different fees and costs. Higher fees can eat into your savings, meaning less money when you retire. Looking for lower fees with strong performance can make a big difference to your financial future.
We work for members and we don’t pay shareholders. It means we're focused on lower fees and can give back profits to members as better value products and services.
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Our Super Savings accounts have won multiple awards over many years, including the SuperRatings Platinum Performance rating for 20 years in a row.
Awaken your super with a fund that puts members first. Our value for money is one of the reasons why 2.4 million Australians trust us to take care of over $300 billion of their savings.
Returns and fees are important for growing your super. But the top super funds in Australia don't stop there.
Expert financial advice can help you plan for your future. Your membership with us includes advice about your account.
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Whether you're a hands-on investor or want to leave it to us, we give you plenty of options.
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Insurance cover through super can help you feel protected if something happens. We have a range of cover options for you.
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Check your super on the go and update your account from our app or Member Online.
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Save money on the things you need. As a member, access deals and discounts on fuel, appliances, fashion, and more.
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Has your fund failed APRA's super fund performance test? Or perhaps it isn't meeting your needs? It's simple to switch to us – we're open to all Australians.
If you're not sure who to pick, check how we compare to other funds in Australia. Unleash your super's potential!
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Want to know more? Check these frequently asked questions.
We define "best-performing super fund" as one that's delivered strong results over time. It’s not just about the highest returns in a single year - long-term results are what really matter. Funds are also judged by how they balance returns with the risks they take and whether they deliver steady performance, even when markets go through ups and downs.
Most super funds have more than one investment option, and performance will be different between options.
You might be tempted to just look at the fund with the best performance. But there are a few other factors you might want to consider:
The returns can differ based on the investment option you choose.
Learn more about our performance, fees, and investment options.
Awards help you know which funds are highly rated within the superannuation industry. Just remember, they're only one thing to think about when choosing a super fund.
No, past performance can’t promise future results. While a fund’s long-term track record is important, financial markets constantly change.
As well as strong performance over the long term, also look at the fund’s investment approach, fees and your own financial goals.
Returns and fees are important but it’s not the only thing to think about. You could also consider things like insurance options (check if the fund has the type of cover that suits your needs), and the range of member services provided. Choosing a fund that meets your goals and values can help you feel more confident about your financial future.
Over 2.4 million Australians trust us with their super. Ready to find out why?
1. Source: SuperRatings Fund Crediting Rate Survey - SR50 - Growth (77-90) Index and Growth (77-90) category, 30 September 2024. Returns are after investment fees and costs, transaction costs and investment taxes, but before administration fees. The High Growth option has identical investments to the High Growth Pool in the Lifecycle Investment Strategy. Individual returns may vary. Past performance is not a reliable indicator of future performance. The High Growth option commenced on 28 February 2022 and adopted the investment strategy of the pre-merger Sunsuper Growth option. To show the returns for the High Growth option, we have used returns for the Sunsuper option up to this date.
