You can use BPAY to make voluntary (after-tax) contributions to your or your spouse's ART account directly from your bank account. You can do this any time you like, but bear in mind BPAY payments take 3-5 days to process.
Every dollar you add now can make a real difference later.
Keep in mind there's a limit to how much you can add to your super account each year. This is called a contributions cap.
To find your Australian Retirement Trust BPAY details and make a BPAY payment, log in to Member Online.
Click on Add to your super account.
Click on Make an after-tax contribution online.
Copy the BPAY biller code and reference number listed.
Note: If you're adding to your spouse's ART account, make sure to use their biller code and reference number in Member Online.
Log in to your online banking or phone banking.
Make a payment by BPAY, using your biller code and reference number.
Double check the payment amount before submitting the transaction.
If you're making more than one contribution, repeat this process.
You can set up direct debit payments in Member Online. You can make a one-off payment, or set up a recurring transfer.
Or you can send us a paper form.
You can ask your employer to make regular payments to your super from your after-tax pay.
Your spouse can add money to your super from their bank account. They might even get a tax offset for it in some cases.
If you were looking for your Sunsuper BPAY details, these are now your Australian Retirement Trust BPAY details.
Check with their super fund about the best way to do this.
Once your financial institution has processed the payment, it could take up to 3-5 business days to reach your account.
Your spouse should follow the steps above to get their BPAY details. You can use their BPAY biller code and reference number to make a BPAY payment to their super.
You can add money to your QSuper account using BPAY. You'll need to log in to QSuper Member Online to get started.
Contribution caps limit how much money you add to your super each year. When you make BPAY contributions from your take-home pay, or your spouse makes contributions to your account, these will usually be non-concessional contributions.
Depending on your total super balance, you can use BPAY to add to your super up to the non-concessional contribution cap limit each year. The current contribution cap is $120,000. If you go over this cap limit, you might pay extra tax.
Keep in mind that if your total super balance reaches $1.9 million, you won't be able to make any more non-concessional contributions. Learn more about contribution caps before you get started.
You might be able to claim a tax deduction on your BPAY contributions if they were made from your after-tax income, and you meet the Australian government's other requirements. For more information, read how to claim super contributions as a tax deduction.
To check your up-to-date contribution totals for the year, log in to Member Online. And remember to also check any other accounts you have with other super funds.
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