What's Death insurance?
If you pass away or have a life-ending sickness (terminal illness), our Death insurance cover will help provide financial security for you and your loved ones. It's peace of mind knowing your family is taken care of if you no longer can.
Why do I need it?
One-off payment to you or your family in case of death or terminal illness.
Standard cover included automatically for eligible members.
Costs are paid from your super, not bank account.
Flexible options to get the best insurance cover for you.
Our Death insurance options
If you die, we may pay out Death cover to your beneficiary (that's the person you choose to receive the payment). Or you can get a terminal illness payout. The payout amount is made up of your super balance plus the total amount of your Death cover. Compare our options below.
Standard cover
Includes Standard Death and Total & Permanent Disability (TPD) Assist cover.
No medical details needed
Automatic or opt-in once you're eligible
Extra insurance cover options available
Maximum benefit you could be paid
Changes with age to cater to your needs through different life stages.
For example, at age 30 you may receive $250,000.
How much does it cost?
It depends on your level of cover, age and gender. It also goes up at certain ages.
How to apply
Join online for automatic cover to start once you're eligible. For earlier coverage, opt-in through Member Online if you're under 25 or have less than $6,000 balance.
Tailored Death cover
Flexible cover to suit your budget and situation.
Choose your death cover amount
Cost of cover based on age, gender, etc
Add disability and income protection for total cover
Maximum benefit you can apply for
Death: unlimited
Terminal illness: maximum $5 million
How much does it cost?
It depends on your level of cover, age, gender and other factors. It also goes up at certain ages.
How to apply
As a member you can apply for Tailored Death cover anytime through Member Online.
Not a member? Join today
Get complete cover
Consider disability and/or income protection insurance to get payments if you can't work due to injury or sickness. As a new member, you can apply for Income Protection within 120 days of joining.
Need more information?
The Super Savings Insurance Guide has details of the features and benefits of insurance with us.
FAQs for Death cover
Can’t find an answer here? Check out the Super Savings Insurance Guide or contact us on
13 11 84.
