Superannuation is designed to help you save for your retirement, so the Australian Government has rules around when and how you can access it. Normally, you can't take out your super until you reach age 60 (also known as your preservation age) and retire, except for these special claim circumstances.
There's two ways to access super in financial hardship, so first you'll need to check which type you could apply for.
This claim type is to help you pay for medical costs, mortgage stress, or funeral expenses.
If a medical condition means you won't ever work again, you may be able to get your super.
If you visited Australia on a temporary visa, you might be able to take your super home with you.
If you've added money to your super for a first home deposit, you can take out that money to buy a house.
Find out more about how and when you're allowed to take out some or all of your super, including before the government's preservation age.
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