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Bonds Index

A portfolio of global fixed income assets.

Summary

As at 30 September 2024

 

2.02% p.a.

Returns over the last 10 years1

3+ years

Suggested timeframe

0.08% p.a.

Fees2 + admin fees and costs

Who it suits

Suitable if you're an investor who:

  • wants a portfolio of global fixed income assets where currency exposure is hedged back to the Australian dollar
  • wants a fixed income option that's lower cost than an actively managed option
  • is prepared to accept that fixed income assets can have negative returns over the shorter term
  • is prepared to accept medium levels of volatility in returns from year to year.

Risk

 
  • Very low
  • Low
  • Low to medium
  • Medium
  • Medium to high
  • High
  • Very high

You could expect this option to have a negative annual return 2 to less than 3 times in any 20 years. The risk is based on the standard risk measure (SRM).

Investment objective

Closely match the returns of the performance benchmark

Option size

Super assets: $1.1 billion
Pension assets: $763.5 million

Bonds Index performance

As at 30 September 20241

Our Bonds Index option invests in a mix of global and Australian government bonds and non-government securities. Over the September quarter of 2024, the option returned 2.9% for Accumulation accounts after tax and fees. Australian bonds underperformed global bond markets over the quarter. Over 3, 5, and 7 years, this option has achieved net returns of -1.2%, -0.4% and 1.2% p.a., respectively.

Accumulation accounts Retirement Income accounts
10 years (p.a.) 2.02% 2.35%
7 years (p.a.) 1.17% 1.37%
5 years (p.a.) -0.44% -0.53%
3 years (p.a.) -1.16% -1.47%
1 year 6.74% 8.08%
3 months 2.90% 3.44%

Past performance isn't a guarantee of future performance. Returns shown are after investment fees and costs, transaction costs and investment taxes (where relevant) but before all other fees and costs.

Returns shown here for our Accumulation account are also the returns that apply for Transition to Retirement Income accounts. Tax doesn't generally apply to investment earnings on Retirement Income accounts.

Bonds Index asset allocation

 

 Strategic asset allocation3
Fixed income
100.0%
Cash
0.0%
Total 100%

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  1. Past performance isn't a reliable indicator of future performance. Returns shown are after investment fees and costs, transaction costs and investment taxes (where relevant) but before all other fees and costs. Returns shown in the Summary table above are for Accumulation accounts. To show the performance of the Accumulation and Retirement Income accounts, we've used Sunsuper for life Diversified Bonds Index option returns up to 28 February 2022, then Super Savings Diversified Bonds Index option returns after that date.
  2. Fees refers to investment fees and costs and transaction costs.
  3. From 1 July 2024. For more information on these asset classes, strategic asset allocations, and allowable ranges, read the PDS that applies to you.