High Growth Index investment option | Australian Retirement Trust

Skip to main content
Skip to navigation
Skip to footer

Summary

As at 30 September 2024

4.38% p.a.

Over 3 months. Option established on 1 July 2024.

7+ years

Suggested timeframe

0.09% p.a.

Fees¹ + admin fees and costs

Who it suits

Suitable if you're an investor who:

wants a diversified portfolio of listed assets with around 90% growth assets
is willing to take higher risk for higher long-term returns and wants an option that's lower cost than an actively managed option
is prepared to accept the option can have negative returns over the short and medium term and has a higher allocation to growth assets than the High Growth option. It invests in listed asset classes that follow market indices and so will generally have lower fees than some of the actively managed diversified options
is prepared to accept high levels of volatility in returns from year to year.

Risk²

Very low
Low
Low to medium
Medium
Medium to high
High
Very high

Expected number of years of negative annual returns in any 20 years: 4 to less than 6. The risk is based on the standard risk measure (SRM).

Investment objective²

Accumulation and TTR Income accounts:	CPI + 3.5% p.a.
Retirement Income accounts:	CPI + 4.0% p.a.

Option size

Super assets:	$215.5 million
Pension assets:	$31.2 million

High Growth Index performance

As at 30 September 2024¹

After its inception on 1 July 2024, our High Growth – Index option produced returns of 4.4% for the September quarter.

Lower inflation, moves by the world’s central banks to reduce official interest rates, and the expectations of a ‘soft landing’ for the global economy, all provided a positive environment for financial markets, despite ongoing geopolitical concerns.

Global share markets in aggregate produced positive returns over the September quarter and very strong returns over the year to September 2024. After disappointing returns in recent years, both Australian and global bonds delivered solid returns over the quarter and the year to September.

	Accumulation accounts	Retirement Income accounts⁴
10 years (p.a.)	-	-
7 years (p.a.)	-	-
5 years (p.a.)	-	-
3 years (p.a.)	-	-
1 year	-	-
3 months	4.38%	4.95%

Past performance isn't a reliable indicator of future performance. Returns shown are after investment fees and costs, transaction costs, and investment taxes (where relevant) but before all other fees and costs.

Returns shown here for our Accumulation account are also the returns that apply for Transition to Retirement Income accounts. Tax generally doesn't apply to investment earnings in Retirement Income accounts.

High Growth Index asset allocation

	Strategic asset allocation³
Australian shares	41.0%
International shares	49.0%
Fixed income	10.0%
Cash	0%
Total	100%

Learn more about what we invest in

Want to know more?

Compare our options

Learn more about our wide range of investment options so you can choose what's right for you.

Compare today

Manage your investments

You can check and change your investment options anytime in Member Online.

View our performance

We give regular updates on the economy and market, along with how your investments are performing.

Find out more

Contact us

We’re available to speak by phone or live chat between 8:00am–7:30pm AEST/AEDT Monday to Friday.

Join Australian Retirement Trust today - it only takes a few minutes.

We're one of the largest super funds in Australia. Join today and enjoy the benefits as we grow even more.

Join today

Footnotes

Fees refers to investment fees and costs and transaction costs.
When reading the objectives and/or risks please also read the information in the PDS that applies to you.
From 1 July 2024. For more information on these asset classes, strategic asset allocations, and allowable ranges, read the PDS that applies to you.
Tax generally doesn't apply to investment earnings in Retirement Income accounts.

Main region

High Growth Index