Updated on 3 September 2024
3 minute read
You build your retirement savings over a lifetime. So, it's important to look at the long-term performance of your fund to help grow your super even more.
Super is important to secure your financial future. Your choice of fund and investment options can make a big difference to your returns for a comfortable retirement. By choosing a high performing fund, you can grow your super even more over the long term.
Our Super Savings High Growth Option is the best performing over the past 10 years to 30 June 2024. SuperRatings Fund Crediting Rate Survey.
| ART High Growth1 | Industry median | |
|---|---|---|
| 1 year | 11.35% | 10.73% |
| 3 years (p.a.) | 7.60% | 5.57% |
| 5 years (p.a.) | 8.80% | 7.50% |
| 7 years (p.a.) | 9.34% | 8.07% |
| 10 years (p.a.) | 9.28% | 8.10% |
Industry median: This is the middle point when comparing super funds using the SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index. These returns are to 30 June 2024.
Join usFollow these 4 steps to unlock your super's full potential.
Because super is a long-term investment, not a one-year investment, look for good performance over at least five to ten years. Compare your fund's performance against industry standards and the average returns of similar funds. This will tell you how well your investment option is performing.
See our performanceYour super fund invests your money for you to help it grow.
Look at the investment options offered by your super fund, as they can greatly impact your retirement savings. The various investment options may produce different results over time, even if you invest the same amount of money.
You have access to a wide range of investment options to choose from when you invest with us. And if your situation changes, you can easily switch your investment choices as you see fit.
Consider your unique retirement goals and financial needs when working out which investment option might be right for you.
These 3 factors can help you choose an investment option that helps you reach your retirement goals.
High fees could eat away your investment returns over time. Look for a super fund that offers competitive fees without affecting performance. A small difference in fees could mean less money to spend in retirement.
See our fees and costsInvestment performance and fees are both key factors, but net benefit is what really matters when deciding how your fund is performing. Net benefit is the investment return from your super fund minus the fees and costs. The higher the net benefit, the bigger the balance.
Compare usWhen it comes to super, most Australians have a “set and forget” approach. But there are simple and easy things you can do today to maximise your super contributions.
Changing super funds or switching investment options can be easy. Check for fees, tax impacts, and potential loss of insurance benefits before making the shift.
As an Australian Retirement Trust member, you can get financial advice about your super account as part of your membership.
Super is one of your most important assets in retirement. Regularly checking its performance, investment strategy, and fees and costs will make the most of your super for the ideal retirement.
The right choice today could make a big difference to your future. 5 minutes is all it takes.
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1. Over the 10 years to 30 June 2024, our High Growth option returned 9.28% p.a. Our returns are after Investment fees and costs, Transaction costs and where applicable, investment taxes, but before administration fees and costs. From 1 July 2024 the Lifecycle Investment Strategy pools changed, with members under age 50 invested 100% in the High Growth Pool. Members over age 50 transition into a mix of High Growth, Balanced and Cash pools over time. Refer to the Investment Guide for more information about the Lifecycle Investment Strategy. From 1 July 2024, for members under the age of 50, the Lifecycle Investment Strategy invests 100% in the High Growth Pool. The High Growth Pool commenced on 1 July 2024 and has identical investments to the High Growth option. To show the returns for the High Growth Pool up to 30 June 2024, we have used the returns of the Growth option (which commenced on 28 February 2022 and adopted the investment strategy of the pre-merger Sunsuper Growth option) for periods prior to 28 February 2022. Actual returns will differ for individuals. Source: SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index and Growth (77-90) category, 30 June 2024. The SR50 Growth (77-90) Index and Growth (77-90) category comprise selected investment options with a similar asset allocation to growth style assets between 77-90%. Past performance is not a reliable indicator of future performance. Ratings and awards are only one factor to be taken into account when deciding to invest. Investment returns are net of investment fees and costs, transaction costs, and investment taxes (where applicable). Products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). Consider the Super Savings product disclosure statements and TMDs before deciding.
