Updated on 3 September 2024
3 minute read
You build your retirement savings over a lifetime. So, it's important to look at the long-term performance of your fund to help grow your super even more.
Super is important to secure your financial future. Your choice of fund and investment options can make a big difference to your returns for a comfortable retirement. By choosing a high performing fund, you can grow your super even more over the long term.
Our Super Savings High Growth Option is the best performing over the past 10 years to 30 September 2024. SuperRatings Fund Crediting Rate Survey.
| ART High Growth1 | Industry median1 | |
|---|---|---|
| 3 years (p.a.) | 7.89% | 6.25% |
| 5 years (p.a.) | 9.14% | 7.77% |
| 7 years (p.a.) | 9.55% | 8.40% |
| 10 years (p.a.) | 9.50% | 8.35% |
Industry median: This is the middle point when comparing super funds using the SuperRatings Fund Crediting Rate Survey - SR50 Growth (77-90) Index. These returns are to 30 September 2024.
Join usFollow these 4 steps to unlock your super's full potential.
Because super is a long-term investment, not a one-year investment, look for good performance over at least five to ten years. Compare your fund's performance against industry standards and the average returns of similar funds. This will tell you how well your investment option is performing.
See our performanceYour super fund invests your money for you to help it grow.
Look at the investment options offered by your super fund, as they can greatly impact your retirement savings. The various investment options may produce different results over time, even if you invest the same amount of money.
You have access to a wide range of investment options to choose from when you invest with us. And if your situation changes, you can easily switch your investment choices as you see fit.
Consider your unique retirement goals and financial needs when working out which investment option might be right for you.
These 3 factors can help you choose an investment option that helps you reach your retirement goals.
High fees could eat away your investment returns over time. Look for a super fund that offers competitive fees without affecting performance. A small difference in fees could mean less money to spend in retirement.
See our fees and costs
We're focused on lower fees and strong, long-term returns. Join nearly 2.4 million other Aussies who've chosen us to help build their retirement.
Investment performance and fees are both key factors, but net benefit is what really matters when deciding how your fund is performing. Net benefit is the investment return from your super fund minus the fees and costs. The higher the net benefit, the bigger the balance.
Compare usWhen it comes to super, most Australians have a “set and forget” approach. But there are simple and easy things you can do today to maximise your super contributions.
Changing super funds or switching investment options can be easy. Check for fees, tax impacts, and potential loss of insurance benefits before making the shift.
As an Australian Retirement Trust member, you can get financial advice about your super account as part of your membership.
Super is one of your most important assets in retirement. Regularly checking its performance, investment strategy, and fees and costs will make the most of your super for the ideal retirement.
The right choice today could make a big difference to your future. 3 minutes is all it takes.
Already a member? Check your investment options
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1. Source: SuperRatings Fund Crediting Rate Survey - SR50 - Growth (77-90) Index and Growth (77-90) category, 30 September 2024. Returns are after investment fees and costs, transaction costs and investment taxes, but before administration fees. The High Growth option has identical investments to the High Growth Pool in the Lifecycle Investment Strategy. Individual returns may vary. Past performance is not a reliable indicator of future performance. The High Growth option commenced on 28 February 2022 and adopted the investment strategy of the pre-merger Sunsuper Growth option. To show the returns for the High Growth option, we have used returns for the Sunsuper option up to this date.
